Kia Motor Finance Center

Kia Motor Finance

Family Kia
Your St. Augustine Kia Dealer

The Kia financial services department at Family Kia is committed to making sure that you have a smooth transaction at our dealership. We staff our Kia finance department with experienced professionals who strive to help you procure the right loan for your needs. When you are considering financing your purchase at our St. Augustine Kia dealer, let us help you obtain your car loan. Our years of experience will ensure that you will have access to the most competitive rates available for your situation. Whether you are applying for Kia motor finance, or curious about our available Kia lease offers, you'll want to work with our financial team.

Our dealership has been family owned and operated ever since we opened in 2000. We consider our customers to be part of the family, too. When you work with our Kia finance department, you won't be reduced to a name and a credit score. Our St. Augustine Kia dealer works with all of our customers on an individual basis. Whatever your credit score may be, we will be happy to sit down with you and explore your options.

Family Kia boasts a 98% approval rate for our Kia motor finance. When you need an auto loan, our St. Augustine Kia dealer is the perfect place to apply. At Family Kia, we know that applying for Kia motor finance can sometimes be an intimidating process. When you work with our friendly team of financial experts, you will be amazed at how simple the application process can be. Apply in person at our St. Augustine Kia dealer, or begin your loan application right from home. When you choose to apply online, you will save yourself time filling out paperwork at our dealership. Before you apply, you will just need a few pieces of personal information. To complete your online application quickly, you will want to have your residential, employment, and financial information handy. The online application will only take a few moments to complete, and we will respond as soon as we have reviewed your submission.

Our Kia Lease Offers

Are you curious about the Kia lease offers currently available at Family Kia? Our Kia financial services department can be a valuable resource for information on leasing. Leasing a vehicle is very different from purchasing, offering its own unique set of benefits. If you are wondering if leasing is a viable option for your lifestyle, you'll want to understand the differences.

When you lease your vehicle from our St. Augustine Kia dealer, you are paying for the use of the vehicle for a certain amount of time. This is why lease payments are generally less expensive than payments on a car loan. While you won't have any equity in the car that you drive, you also won't be stuck with a depreciating asset. At the end of your lease, you can return your vehicle and begin another lease on a new model, if you wish. This makes leasing a fantastic option for drivers who want to constantly drive the latest models.

If you value being behind the wheel of a late model vehicle with state of the art amenities, leasing could be the perfect choice for you. Of course, you will always have the option to purchase your vehicle at the end of your lease term. Most leases have a limit to the number of miles that you can drive without paying extra. However, this limit is typically in line with the number of miles an average driver would traverse.

If you enjoy taking frequent cross country road trips, a lease agreement might not be for you. Drivers who cover a normal amount of miles won't need to worry much about this, but you can always inquire about a higher mile limit. Another major benefit of leasing your vehicle is remaining under manufacturer warranty coverage. When you own your vehicle outright, after its original warranty expires, you'll be responsible for repairs. If knowing exactly what your monthly costs will be is important to you, leasing could be an attractive option. You won't have to worry about being stuck with a huge repair bill unexpectedly when you lease your car from our St. Augustine Kia dealer.

Our Kia Finance Tools

Our Kia motor finance department is happy to offer our customers all the current available Kia special finance offers. If you are interested in learning more about the current Kia deals, our website is a great place to start. Vehicles qualifying for Kia special finance offers will be featured on the Family Kia website. You'll also find some helpful tools on the Kia motor finance portion of our website.

Get Your Free Credit Score

Are you unsure of where your credit score currently stands? You will appreciate the free Family Kia credit score tool. No social security number is required to check your credit score on our website, and it will not impact your credit. This tool only takes seconds to use, and you will receive your pre-qualification decision within 60 seconds. If you are interested in taking advantage of a Kia deal but aren't sure where to begin, this is a wonderful first step to take.


Are you planning on trading in your current vehicle? Family Kia offers a free trade in valuation tool. Using the same Black Book data that car dealers use to appraise their vehicles, we can give you an estimate on your car in mere moments. This tool is incredibly easy to use. All you will need is the year, brand, and model of your car, the current mileage, and your zip code.

Payment Calculator

Family Kia also provides our customers with a convenient tool to estimate what your monthly payments for a certain model will look like. Just enter the vehicle's price, your predicted interest rate, your down payment, and your optional trade in value. Within seconds, you'll be able to see an estimate for your monthly payment on your next Kia.

Whether you plan to purchase or lease your vehicle from Family Kia, our Kia motor finance department has you covered. We believe in providing as much information as possible to our customers. Family Kia strives to equip you with knowledge so that you can make the best, most educated decision for your lifestyle.